Insurance

TruStage^® Insurance: Simple, Straightforward, Budget-Friendly.

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.

Auto Insurance Program

If you haven’t gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars. TUMCU member may qualify for a discount on car insurance through TruStage^® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money. TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

Nationally recognized companies
Friendly, 24/7 service – even on holidays
Discounts for multiple vehicles, safety features, good driving and more
Mobile app for easy claims

Home Insurance Program

Every home is unique. With a TruStage homeowners policy available through The United Methodist Credit Union, you can customize coverages to ensure you get the best homeowners insurance for your home and needs at an affordable price.

Homeowners insurance is there to help you ease the financial burden of repairing or rebuilding your home and replacing your belongings after commonplace disasters – a fire, lightning strike, tornado, or even a break-in. It also can help cover your costs in a lawsuit over an injury – if, say, your dog bites a guest or your tree damages your neighbor’s car.

Renters Insurance

TruStage renters insurance from The United Methodist Credit Union is not only reliable, but it’s also affordable and can cost you a lot less than you think.

Not only does renters insurance cover your belongings, it also typically includes some other coverages such as family liability coverage, additional living expenses, and guest medical protection. When you buy a renters insurance policy from TruStage, you’ll gain the peace of mind that comes with knowing you have quality coverage from an institution you can trust.

Term Life

A term life insurance policy offers affordable, straightforward protection that lasts a defined period of time. Term life insurance is often the lowest priced coverage option, but it is temporary. It is designed to help replace your income if you pass away during earning years. Your family can use the death benefit to help pay for expenses like housing, childcare and groceries.

Benefits include:

Tax-free death benefit
Flexible policy lengths
Affordable rates and payments
Ability to convert to permanent insurance

Whole Life

A whole life insurance policy offers predictable lifelong protection with the most guarantees, including a fixed premium and death benefit. Whole life policies provide that the amount of life insurance coverage you buy at the start of the policy remains the same throughout your lifetime. The cost is fixed, based on your age when you buy it. And the money paid to your family when you die is generally income tax free.

As long as you make the required payments, you can rest assured that your beneficiaries will receive the death benefit if you pass away. This type of policy also has a savings component that allows the cash value to increase regardless of market conditions.

Accidental Death & Dismemberment

Accidental death and dismemberment (AD&D) insurance covers the unintentional death or dismemberment of the insured. Dismemberment includes the loss, or the loss of use, of body parts or functions (e.g., limbs, speech, eyesight, and hearing).

TruStage^® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may vary by state.