The United Methodist Credit Union knows that buying a home is the biggest financial decision many of us ever make and that it’s important to take that step with someone you can rely on. We will do everything we can to make this experience a positive one for you and your family.

We offer many mortgage options including fixed and adjustable low-rate mortgages, a first-time homebuyer program, jumbo mortgages, options for vacation homes or second homes, and even reverse mortgages when the situation warrants. And we can help you refinance that more expensive mortgage (or perhaps even shorten the life of your loan).

You can pre-qualify for a mortgage using our online application – and there is no application fee.

                                      

HELOC

Having ready access to the equity in your home is important – and it couldn’t be much easier than using a Home Equity Line of Credit (HELOC), from the The United Methodist Credit Union. It’s easy to apply for, has no closing costs, and has an interest rate that’s lower than most personal loans!

 

 

Purchasing A Home

Here is information for members who already own a home but are moving up. These resources will give you an overall view of the mortgage and home buying process as well as access to various prequalification and payment calculators.

 

 

First-Time Home Buying

Purchasing a home is often the largest financial transaction any of us will ever make. And if you have never bought a home before, it’s often confusing. Fortunately, there are special loans and programs for first-time home buyers, and we would like to assist you with this very big first step.

 

 

Refinancing a Home

If you’re thinking about refinancing your existing mortgage, this information is sure to help. It includes access to mortgage calculators that help you decide if it makes sense to refinance and which program might be the best fit.

 

 

Loan Options

Here you’ll find information and guidance on the various loan products (fixed rate vs. adjustable rate) and the different types of mortgages that may be available to you (FHA, VA, Conventional, Jumbo, Reverse, etc.).

 

 

Pre-Qualify (calculator)

Here you can make some preliminary calculations or even pre-qualify for a mortgage loan. You’ll be able to look at lots of different scenarios. Give it a try – it’s available to you right now, or you can also talk with one of our mortgage specialists at (877) 332-4927, if you need further assistance or need a question answered.

Contact Us

We know that getting or refinancing a mortgage is a complicated business. Often, a personal discussion is easier (and more productive), than trying to learn and filter all that information yourself. If you would like to speak to one our mortgage professionals please call our mortgage department at (877) 332-4927, or use the link below to give us your contact information for follow-up.

Remember, we are a non-profit credit union that is only interested in helping our members. Let us help you with your mortgage needs.